LIHTC Atlas: income limits, QCT/DDA and LIHTC properties MCP Server

by lihtc Your server? Claim it

answering

LIHTC Atlas: income limits, QCT/DDA and LIHTC properties is answering right now. Last checked 8 min ago. It exposes 10 tools.

LIHTC data: HUD income and rent limits, 2027 QCT/DDA checks, LIHTC properties, credit math.

Uptime history 8 days of history

8 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

218 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check LIHTC Atlas: income limits, QCT/DDA and LIHTC properties every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 8 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add lihtc-loans --transport http https://lihtc.loans/mcp

Settings → Connectors → Add custom connector, then paste this address

https://lihtc.loans/mcp

~/.codex/config.toml

[mcp_servers.lihtc-loans]
url = "https://lihtc.loans/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "lihtc-loans": {
      "url": "https://lihtc.loans/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "lihtc-loans": {
      "type": "http",
      "url": "https://lihtc.loans/mcp"
    }
  }
}

Available tools 10

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_credits

Annual and 10-year housing credits and equity from eligible basis, applicable fraction, credit type (4 or 9), the optional 130% basis boost and a credit price (default: the latest public median). Uses the statutory floor unless applicable_percentage is given. Same math as the lihtc.loans credit estimator.

calculate_max_rent

Maximum LIHTC gross rent and tenant-paid rent for one unit: county, bedroom count and AMI level, less an optional utility allowance, from HUD FY2026 MTSP limits by the IRS Publication 5913 method, with the formula.

applicable

get_applicable_percentages

The monthly 70% (9%) and 30% (4%) present value credit rates from the IRS revenue ruling, the statutory 9% and 4% floors and the rate a deal uses. Defaults to the latest month, with the last 12.

equity

get_equity_pricing

Median net equity price per $1 of federal housing credit from CohnReznick's Housing Tax Credit Monitor, the series since late 2024, and current national fund pricing ranges.

financing

get_financing_quote_link

The page where a developer or owner can request a financing quote for a 4% or 9% deal (construction, tax-exempt bond, bridge, permanent, Year 15) from Janover Capital LLC, and what the desk handles. Returns a link only; it submits nothing.

income

get_income_limits

HUD FY2026 MTSP income limits for a county (town in New England): every level from 20% to 80% of area median for 1 to 8 persons, HERA Special limits where HUD lists them, the area median family income, and the maximum gross rent by bedroom count at each level (IRS Pub. 5913 method). Give state + county, or fips.

properties

search_properties

HUD-listed LIHTC properties still monitored for compliance, in one state, optionally one city and a name or street fragment, largest first. Each result has its lihtc.loans page URL and HUD project id for get_property. Covers cities with 5 or more monitored properties.

property

get_property

Everything HUD's LIHTC database lists for one property (units, income-restricted units, bedrooms, placed-in-service and allocation years, credit type, bonds, income test, targeting), its compliance and extended-use years, 2027 QCT/DDA status, its county's 2026 50% and 60% limits and rents, and nearby properties. Give the page url or the HUD project id.

qct

check_qct_dda

Is a site in a Qualified Census Tract or Difficult Development Area on HUD's 2027 lists (and any newer year HUD has posted)? Give a US street address (geocoded by the Census Bureau), or lat + lon, or an 11-digit 2020 census tract. Returns the tract, county, ZCTA and metro area and one result per list year.

state

get_state_lihtc

One state's allocating agency and LIHTC page, current Qualified Allocation Plan, state credit, 2026 9% credit ceiling and private activity bond cap (with the per-capita or minimum basis and population), and its count of 2027 QCTs and nonmetro DDA counties.

Endpoints

URL	Transport	State	Latency	Checked
https://lihtc.loans/mcp	streamable-http	answering	192 ms	8 min ago

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LIHTC Atlas: income limits, QCT/DDA and LIHTC properties — questions

Answers built from our own checks of this server.

What can LIHTC Atlas: income limits, QCT/DDA and LIHTC properties do?

It exposes 10 tools, read directly from the server on our last check. Among them: calculate_credits, calculate_max_rent, check_qct_dda, get_applicable_percentages, get_equity_pricing, get_financing_quote_link and 4 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is LIHTC Atlas: income limits, QCT/DDA and LIHTC properties working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 218 ms. The bar chart above shows every period we have measured.

How do I connect LIHTC Atlas: income limits, QCT/DDA and LIHTC properties?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does LIHTC Atlas: income limits, QCT/DDA and LIHTC properties need an API key?

No. LIHTC Atlas: income limits, QCT/DDA and LIHTC properties completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 10 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is LIHTC Atlas: income limits, QCT/DDA and LIHTC properties?

It answers our handshake in 218 ms on average, which is faster than 62% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.