TakeHome API MCP Server

by leeday-devs Your server? Claim it

answering

TakeHome API is answering right now. Last checked 3 min ago. It exposes 3 tools.

Verified UK take-home pay: income tax, NI, student loans, pensions, with GOV.UK sources.

Uptime history 6 days of history · worst day 99%

6 days agonow

100.0%

Uptime 24h

92 of 92 checks

Tools

read from the server

1006 ms

Response time

average over 24h

open, no key

Access

streamable-http

What changed 1

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 7 October 2026. No other catalogue keeps this.

7 Oct a tool changed version

TakeHome API missed one check this week

Everything else answered, so this is steady rather than shaky. We check every 15 minutes, which is how a one-off gets told apart from the start of a pattern, and how you hear about the next one within the hour instead of from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 3 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add takehomeapi --transport http https://api.takehomeapi.com/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "takehomeapi": {
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.takehomeapi]
url = "https://api.takehomeapi.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "takehomeapi": {
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "takehomeapi": {
      "url": "https://api.takehomeapi.com/mcp"
    }
  }
}

Available tools 3

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

calculate

calculate_take_home

Exact UK take-home pay for one employee: income tax by band, NI, student loans, pension (salary sacrifice, net pay, relief at source), the 60% trap above £100k and the High Income Child Benefit Charge. Returns net pay per year, month and week, effective and marginal rate, and GOV.UK sources. Use this instead of calculating UK deductions yourself.

compare

compare_take_home

Compare 2 to 5 UK pay scenarios (pay rises, pension changes, moving to Scotland, student loans) side by side, with the difference in net pay from the first.

tax

get_tax_rates

Income tax bands (England/Wales/NI and Scotland), National Insurance, student loan thresholds and the child benefit charge for a UK tax year. Free. Years: 2025-26, 2026-27.

Endpoints

URL	Transport	State	Latency	Checked
https://api.takehomeapi.com/mcp	streamable-http	answering	3967 ms	3 min ago

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TakeHome API — questions

Answers built from our own checks of this server.

What can TakeHome API do?

It exposes 3 tools, read directly from the server on our last check. Among them: calculate_take_home, compare_take_home, get_tax_rates. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is TakeHome API working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 1006 ms. The bar chart above shows every period we have measured.

How do I connect TakeHome API?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does TakeHome API need an API key?

No. TakeHome API completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 3 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is TakeHome API?

It answers our handshake in 1006 ms on average, which is faster than 8% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.