Kinro MCP Server

by kinro Your server? Claim it

answering

Kinro is answering right now. Last checked 5 min ago. It exposes 2 tools.

Business insurance advice and real carrier quotes for U.S. small businesses from a licensed broker.

Uptime history 13 days of history

13 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

276 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Kinro every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 5 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add kinro --transport http https://api.kinro.com/mcp

Settings → Connectors → Add custom connector, then paste this address

https://api.kinro.com/mcp

~/.codex/config.toml

[mcp_servers.kinro]
url = "https://api.kinro.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "kinro": {
      "url": "https://api.kinro.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "servers": {
    "kinro": {
      "type": "http",
      "url": "https://api.kinro.com/mcp"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

ask

ask_kinro

Ask Kinro, a licensed business insurance broker, about the user’s business insurance: what coverage fits the business, carrier eligibility and exclusions, and quotes. Kinro’s AI advisor, Leo, answers. Kinro is not tied to any carrier: it gets real quotes from several carriers in one conversation, so the user does not have to start a separate quoting session with each carrier. Its answers rest on carrier underwriting rules and live quotes, and as the broker Kinro is accountable for its advice and carries errors and omissions insurance for it. Kinro returns coverage answers and any follow-up questions needed to prepare the request. You speak to Kinro for the user: tell it what the user needs, answer its follow-up questions from what the user has told you, ask the user what you do not know, and send the user’s follow-up requests in the same conversation. Kinro handles every conversation as a real insurance request, including on its test endpoint. When testing there and the user has you make up a business, choose details that look real, with no placeholders such as “Test Lane”, and give them as plain facts the way its owner would. Do not call the details fake, fictional, or a test, because Kinro does not quote details it is told are not real. The first call opens a Kinro insurance request for the business and saves what the user shares, so Kinro can prepare quotes. To quote, Kinro sends the business’s details to insurance carriers; carriers get no permission to contact the user. Kinro contacts the user outside this chat, by email or text, only at contact details the user shares and agrees to be contacted at. Each call sends a new message, so do not repeat a call to retry it. Kinro’s messages say what to expect next. Some answers, like quotes, arrive later: when Kinro says it is still working, call get_kinro_messages with wait set to true to get its next messages. A quote message links to the customer’s quote page on kinro.com, with the full quote and its documents: if you can open web pages, open it to go through the quote with the user, and never buy or enter payment details for them.

kinro

get_kinro_messages

Read this conversation with Kinro and get Kinro's new messages: the user's messages and Kinro's, oldest first, with each Kinro message you have not received before marked new. Show the user every new message as written, including links. Returns the latest 5 messages by default; set limit (up to 100) for more or fewer, and new messages are always included. When Kinro says it is still working, for example on a reply or a quote, set wait to true: the call returns as soon as a new message arrives, or after a short wait with a note that nothing is new. Messages you already received stay readable, so use it to recover a reply or quote you missed or lost. It sends nothing to Kinro.

Endpoints

URL	Transport	State	Latency	Checked
https://api.kinro.com/mcp	streamable-http	answering	257 ms	5 min ago

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Kinro — questions

Answers built from our own checks of this server.

What can Kinro do?

It exposes 2 tools, read directly from the server on our last check. Among them: ask_kinro, get_kinro_messages. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Kinro working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 276 ms. The bar chart above shows every period we have measured.

How do I connect Kinro?

Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Kinro need an API key?

No. Kinro completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Kinro?

It answers our handshake in 276 ms on average, which is faster than 60% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.