ifthenpay Payments MCP Server

by ifthenpay Your server? Claim it

answering

ifthenpay Payments MCP is answering right now. Last checked 2 min ago. It exposes 8 tools. Last commit 25 Jun 2026.

Remote MCP for ifthenpay payments: Multibanco, MB WAY and Payshop.

Uptime history 51 days of history · worst day 35%

51 days agonow

80.2%

Uptime 24h

73 of 91 checks

Tools

read from the server

971 ms

Response time

average over 24h

Stars

last commit 25 Jun 2026

What changed 4

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 7 September 2026. No other catalogue keeps this.

11 Sep a tool changed the parameters it asks for mbway_request_payment

7 Sep 2 tools changed the parameters they ask for payments_list, pinpay_create_payment

7 Sep a tool disappeared cofidis_create_payment

ifthenpay Payments MCP does not always answer

Over the last week it answered 80.1% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 2 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add payments --transport http https://ai.ifthenpay.com/mcp/payments/

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "payments": {
      "url": "https://ai.ifthenpay.com/mcp/payments/"
    }
  }
}

~/.codex/config.toml

[mcp_servers.payments]
url = "https://ai.ifthenpay.com/mcp/payments/"

.cursor/mcp.json

{
  "mcpServers": {
    "payments": {
      "url": "https://ai.ifthenpay.com/mcp/payments/"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "payments": {
      "url": "https://ai.ifthenpay.com/mcp/payments/"
    }
  }
}

Available tools 8

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

mbway

mbway_check_status

Checks the status of a previously requested MB WAY payment. Returns pending, paid, declined, timeout, or cancelled.

mbway_request_payment

Sends an MB WAY payment request to the customer's mobile phone. The customer approves the payment in the MB WAY app. Use mbway_check_status to check the result.

creditcard

creditcard_create_payment

Creates a credit/debit card payment session and returns a payment URL. The customer is redirected to a hosted checkout page to complete payment with their card.

multibanco

multibanco_create_reference

Creates a Multibanco payment reference that the customer can use to pay at any ATM or via online banking in Portugal.

payments

payments_list

Lists completed payments using the ifthenpay Backoffice Key. Filter by payment method, date range, order ID, reference or request ID. Returns up to 1000 most recent payments if no filters are applied.

payshop

payshop_create_reference

Creates a Payshop payment reference that the customer can use to pay at any Payshop agent or CTT (postal service) in Portugal.

pinpay

pinpay_create_payment

Creates a Pay by Link / PINPAY payment. Returns a shareable payment URL and a PIN code. The hosted checkout supports multiple payment methods including Credit Card, Google Pay, and Apple Pay.

pix

pix_create_payment

Creates a PIX payment for Brazilian customers. Returns a payment URL and a QR code value. Customer must have a CPF number (Brazilian tax ID).

Tools removed

Tools this server used to expose. Anything built against them stopped working on the day they went.

cofidis_create_payment

removed 7 Sep 2026

Endpoints

URL	Transport	State	Latency	Checked
https://ai.ifthenpay.com/mcp/payments/	streamable-http	answering	434 ms	2 min ago

Alternatives to ifthenpay Payments MCP

same job, measured the same way

Xero

by mindstone

Xero MCP server for invoices, contacts, payments, quotes, and financial reports.

61 installs/wk local only

Junto MCP

by vrllrv

The payment protocol for people and agents. One MCP server, any payment rail.

31 installs/wk local only

Xero

by wyre-technology

MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.

local only

Xero

by wyre-ai

MCP server for Xero accounting — contacts, invoices, payments, accounts, and financial reports.

local only

Stripe MCP

by robinafaruqia

Read-only MCP server for querying Stripe customers, payments, and invoices.

27 installs/wk local only

ShaBaasPay MCP Server

by shabaaspay

ShaBaasPay MCP server for PayTo agreements and payment initiation in Australia.

30 installs/wk local only

ShaBaasPay MCP Server

by shabaaspay

MCP server for PayTo agreements and payment initiation in Australia.

local only

Revolut MCP

by jeff-nasseri

MCP server for the Revolut Business API: accounts, transactions, payments, FX, and more.

51 installs/wk local only

ifthenpay Payments MCP — questions

Answers built from our own checks of this server.

What can ifthenpay Payments MCP do?

It exposes 8 tools, read directly from the server on our last check. Among them: creditcard_create_payment, mbway_check_status, mbway_request_payment, multibanco_create_reference, payments_list, payshop_create_reference and 2 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is ifthenpay Payments MCP working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 73 of 91 checks got a reply (80.2%), average response time 971 ms. The bar chart above shows every period we have measured.

Did ifthenpay Payments MCP ever remove tools?

Yes. cofidis_create_payment is no longer exposed — we recorded the date each one disappeared. A tool vanishing usually means a breaking change for anything that depended on it.

How do I connect ifthenpay Payments MCP?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does ifthenpay Payments MCP need an API key?

No. ifthenpay Payments MCP completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 8 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is ifthenpay Payments MCP?

It answers our handshake in 971 ms on average, which is faster than 11% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is ifthenpay Payments MCP open source?

We cannot say either way: 0 stars on GitHub and 1 open issue, but we could not determine the licence, and without one the code is not open source by default.