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Actual Budget MCP Server

by henfrydls Your server? Claim it
local only

Actual Budget runs on your own machine — the client starts it, so there is no endpoint to ping. 384 installs a week from npm. Last commit 17 Sep 2026.

Spending analysis and safe writes for Actual Budget: every delete previews and asks first.

Installs per day peak 188 · avg 17 · +2675% w/w
a month agotoday
384
Installs / week
npm · actual-budget-mcp
6
Stars
1 open issues
17 Sep 2026
Last commit
0 releases in 90 days
MIT
License
TypeScript

Nothing serious here today

Today is the operative word: we check Actual Budget every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

This server runs on your own machine — install it with the package manager and the client starts it for you. Package name taken from the official registry entry.

run in your terminal
claude mcp add actual-budget-mcp -- npx -y actual-budget-mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "actual-budget-mcp": {
      "args": [
        "-y",
        "actual-budget-mcp"
      ],
      "command": "npx"
    }
  }
}
~/.codex/config.toml
[mcp_servers.actual-budget-mcp]
command = "npx"
args = ["-y", "actual-budget-mcp"]
.cursor/mcp.json
{
  "mcpServers": {
    "actual-budget-mcp": {
      "args": [
        "-y",
        "actual-budget-mcp"
      ],
      "command": "npx"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "actual-budget-mcp": {
      "args": [
        "-y",
        "actual-budget-mcp"
      ],
      "command": "npx"
    }
  }
}

This one needs environment variables set before it will start: ACTUAL_SERVER_URL (URL of your Actual Budget server, for example http://localhost:5006), ACTUAL_PASSWORD (Password for your Actual Budget server. Not needed if you set ACTUAL_SESSION_TOKEN), ACTUAL_SESSION_TOKEN (Session token for servers behind OIDC, which have no password. Use instead of ACTUAL_PASSWORD; if both are set, the token wins), ACTUAL_BUDGET_ID (Your budget's Sync ID, found under Settings > Show advanced settings), ACTUAL_ENCRYPTION_PASSWORD (Only needed if your budget file is end-to-end encrypted), ACTUAL_READ_ONLY (Set to 1 to hide every write tool from the model, exposing only reads and analysis), ACTUAL_DATA_DIR (Directory for the local budget cache). The author declared them in the registry entry; get the values from the project itself.

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answering

Actual Budget — questions

Answers built from our own checks of this server.

Why is there no uptime for Actual Budget?
Actual Budget runs on your own machine over stdio — there is no network address to reach, so uptime cannot be measured for it by anyone. What can be measured is adoption: the npm package actual-budget-mcp was installed 384 times last week.
How do I connect Actual Budget?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It runs locally, so the command pulls actual-budget-mcp straight from npm; nothing to host, nothing to sign up for.
How many people use Actual Budget?
The npm package actual-budget-mcp was installed 384 times in the last week. Week over week that is +2675%. We show installs rather than GitHub stars on purpose: a star is a bookmark, an install is someone actually running it.
Is Actual Budget open source?
Yes — it is published under the MIT licence, written in TypeScript, 6 stars on GitHub and 1 open issue. The source link is on this page, so you can read exactly what it does with your data before you connect it.