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PlanVoyager MCP Server

by gcarrenos Your server? Claim it
answering

PlanVoyager is answering right now. Last checked 9 min ago. It exposes 5 tools.

Compare ACA health plans by real yearly cost, with tax credits, doctors and drugs, from CMS data.

Uptime history 4 days of history
4 days agonow
100.0%
Uptime 24h
92 of 92 checks
5
Tools
read from the server
524 ms
Response time
average over 24h
open, no key
Access
streamable-http

What changed 1

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 1 November 2026. No other catalogue keeps this.

1 Nov a tool changed the parameters it asks for search_plans

Nothing serious here today

Today is the operative word: we check PlanVoyager every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.

run in your terminal
claude mcp add planvoyager --transport http https://planvoyager.com/mcp
Settings → Connectors → Add custom connector, then paste this address
https://planvoyager.com/mcp
~/.codex/config.toml
[mcp_servers.planvoyager]
url = "https://planvoyager.com/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "planvoyager": {
      "url": "https://planvoyager.com/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "planvoyager": {
      "type": "http",
      "url": "https://planvoyager.com/mcp"
    }
  }
}

Available tools 5

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

coverage
check_coverage
Check whether plans cover specific medications (by RxCUI) and have specific doctors in network (by NPI). Use search_drugs and search_doctors first to get the ids.
doctors
search_doctors
Look up a doctor near a ZIP code to get their NPI, needed by check_coverage.
drugs
search_drugs
Look up a medication by name (generic or brand) to get its RxCUI, needed by check_coverage. Pick the entry matching the strength and form the person takes.
plan
get_plan
Full details for one plan: deductible, out-of-pocket max, copays, drug tiers, key benefits, and what the person would pay in the plan's official coverage examples (having a baby, managing diabetes, a simple fracture).
plans
search_plans
Find ACA Marketplace plans for a household, with the premium tax credit applied and plans ranked by estimated total yearly cost. Also reports the monthly tax credit, cost-sharing reduction (extra-savings Silver) eligibility and likely Medicaid eligibility.

Endpoints

URLTransportStateLatencyChecked
https://planvoyager.com/mcp streamable-http answering 384 ms 9 min ago

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PlanVoyager — questions

Answers built from our own checks of this server.

What can PlanVoyager do?
It exposes 5 tools, read directly from the server on our last check. Among them: check_coverage, get_plan, search_doctors, search_drugs, search_plans. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is PlanVoyager working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 524 ms. The bar chart above shows every period we have measured.
How do I connect PlanVoyager?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does PlanVoyager need an API key?
No. PlanVoyager completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 5 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is PlanVoyager?
It answers our handshake in 524 ms on average, which is faster than 23% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.