Payer API Directory MCP Server

by dropwatchhq Your server? Claim it

answering

Payer API Directory is answering right now. Last checked 13 min ago. It exposes 4 tools.

Directory of US clearinghouse/payer APIs (Availity, Optum, Waystar) with pricing & access signals.

Uptime history 47 days of history

47 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

76 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Payer API Directory every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 13 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add payer-api-directory --transport http https://clearinghouse.dropwatchhq.com/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "payer-api-directory": {
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.payer-api-directory]
url = "https://clearinghouse.dropwatchhq.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "payer-api-directory": {
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "payer-api-directory": {
      "url": "https://clearinghouse.dropwatchhq.com/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

clearinghouse

get_clearinghouse

Full record for one vendor: what it does, dated+confidence-tagged pricing signals, access requirements, and small-practice fit. confidence is one of published/reported/none.

clearinghouses

list_clearinghouses

List all medical clearinghouse / payer-API vendors in the directory with their access model, API style, supported X12 functions, and whether pricing is public.

recommend

recommend_clearinghouse

Transparently rank vendors for a practice. Returns scored shortlist with the reasoning for each. Inputs: functions needed, dev-integration flag, budget-sensitive flag.

vendors

vendors_by_function

Which vendors support a given X12 function. function slug one of: eligibility, claims, era, claim-status, prior-auth.

Endpoints

URL	Transport	State	Latency	Checked
https://clearinghouse.dropwatchhq.com/mcp	streamable-http	answering	98 ms	13 min ago

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Payer API Directory — questions

Answers built from our own checks of this server.

What can Payer API Directory do?

It exposes 4 tools, read directly from the server on our last check. Among them: get_clearinghouse, list_clearinghouses, recommend_clearinghouse, vendors_by_function. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Payer API Directory working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 76 ms. The bar chart above shows every period we have measured.

How do I connect Payer API Directory?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Payer API Directory need an API key?

No. Payer API Directory completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Payer API Directory?

It answers our handshake in 76 ms on average, which is faster than 86% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.