FoundMoney MCP Server

by dropwatchhq Your server? Claim it

answering

FoundMoney is answering right now. Last checked 5 min ago. It exposes 2 tools.

Search open US class-action settlements to claim + official free state unclaimed-money portals.

Uptime history 47 days of history

47 days agonow

100.0%

Uptime 24h

92 of 92 checks

Tools

read from the server

111 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check FoundMoney every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 5 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add found-money --transport http https://found-money.dropwatchhq.com/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "found-money": {
      "url": "https://found-money.dropwatchhq.com/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.found-money]
url = "https://found-money.dropwatchhq.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "found-money": {
      "url": "https://found-money.dropwatchhq.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "found-money": {
      "url": "https://found-money.dropwatchhq.com/mcp"
    }
  }
}

Available tools 2

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

settlements

search_settlements

Search currently-open US class-action settlements you may be able to claim for free. Filter by keyword (company/brand), category (e.g. data-breach, privacy, junk-fees), and whether proof is required. Returns each settlement's payout, claim deadline, days-left, proof requirement, category, and official claim URL. Sorted by soonest deadline. Use to find money a user may be owed.

unclaimed

unclaimed_money_portal

Get the official, free unclaimed-property (unclaimed money) search portal for a US state plus the national NAUPA/missingmoney.com link. Use to direct someone to where they can search for forgotten bank accounts, refunds, etc.

Endpoints

URL	Transport	State	Latency	Checked
https://found-money.dropwatchhq.com/mcp	streamable-http	answering	103 ms	5 min ago

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FoundMoney — questions

Answers built from our own checks of this server.

What can FoundMoney do?

It exposes 2 tools, read directly from the server on our last check. Among them: search_settlements, unclaimed_money_portal. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is FoundMoney working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 92 of 92 checks got a reply (100.0%), average response time 111 ms. The bar chart above shows every period we have measured.

How do I connect FoundMoney?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does FoundMoney need an API key?

No. FoundMoney completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 2 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is FoundMoney?

It answers our handshake in 111 ms on average, which is faster than 82% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.