Coverage Rights MCP Server

by coverage-rights Your server? Claim it

answering

Coverage Rights is answering right now. Last checked 11 min ago. It exposes 9 tools.

Insurer denial rates, appeal outcomes by treatment and condition, and appeal rights lookups.

Uptime history 47 days of history · worst day 99%

47 days agonow

100.0%

Uptime 24h

91 of 91 checks

Tools

read from the server

258 ms

Response time

average over 24h

open, no key

Access

streamable-http

Nothing serious here today

Today is the operative word: we check Coverage Rights every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 11 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add coverage-rights --transport http https://www.coverage-rights.com/api/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "coverage-rights": {
      "url": "https://www.coverage-rights.com/api/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.coverage-rights]
url = "https://www.coverage-rights.com/api/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "coverage-rights": {
      "url": "https://www.coverage-rights.com/api/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "coverage-rights": {
      "url": "https://www.coverage-rights.com/api/mcp"
    }
  }
}

Available tools 9

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

appeal

get_appeal_rights

Deterministically resolve the governing appeal route, missing facts, filing recipient, deadlines, current external-review status, and verified grounds. Distinguishes Original Medicare, Medicare Advantage medical benefits, Part D pharmacy benefits, employer funding/governance, ACA, Medicaid, FEHB, TRICARE, and unknown coverage; unsupported or ambiguous routes fail closed.

condition

get_condition_outcomes

External-review outcomes for a medical condition: how often insurance denials involving this condition were overturned, plus the most-fought treatments for it.

drug

get_drug_playbook

Drug-specific denial patterns and appeal strategy for the medications plans fight hardest over: GLP-1s (Wegovy, Zepbound, Mounjaro, Ozempic, Saxenda) and IBD biologics (Humira, Skyrizi, Stelara, Entyvio, Remicade, Rinvoq). Returns FDA-approved indications stated conservatively, why plans deny that specific drug, what winning appeals argue, and the step-therapy exception framing — plus the published external-review record for the drug when the corpus has it. Accepts a brand or generic name.

insurer

get_insurer_metrics

Get an insurer's verified CY2025 prior-authorization metrics (denial rate, appeal overturn rate, decision times) from its own CMS-0057-F disclosure, plus contract/plan-level rows where collected. Includes source URLs and scope notes.

insurers

list_insurers

List tracked U.S. health insurers with whether verified CMS-0057-F prior-authorization metrics are available for each.

outcomes

search_outcomes

Search treatments (categories + specific drugs/procedures) and conditions by name. Returns slugs for get_treatment_outcomes / get_condition_outcomes plus headline overturn rates.

rank

rank_denial_rates

Insurer prior-authorization denial rates (CY2025), ranked only within compatible reporting cohorts. Each row includes its cohort, rank within that cohort, exact source scope, calculation method, and source link. Never compare ranks across cohorts.

state

get_state_external_review

How a state's external review process works: filing deadline, regulator contact, and key facts. Verified detail currently covers 10 states (CA, TX, FL, NY, PA, IL, OH, GA, NC, MI); other states return the covered list.

treatment

get_treatment_outcomes

External-review outcomes for a treatment: how often insurer denials of this treatment/drug/procedure were overturned by independent reviewers (42,749 published CA IMR decisions, 2001–2026). Accepts a category slug (e.g. 'pharmacy') or specific treatment slug (e.g. 'zepbound', 'speech-therapy').

Endpoints

URL	Transport	State	Latency	Checked
https://www.coverage-rights.com/api/mcp	streamable-http	answering	234 ms	11 min ago

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Coverage Rights — questions

Answers built from our own checks of this server.

What can Coverage Rights do?

It exposes 9 tools, read directly from the server on our last check. Among them: get_appeal_rights, get_condition_outcomes, get_drug_playbook, get_insurer_metrics, get_state_external_review, get_treatment_outcomes and 3 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Coverage Rights working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 258 ms. The bar chart above shows every period we have measured.

How do I connect Coverage Rights?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Coverage Rights need an API key?

No. Coverage Rights completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 9 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Coverage Rights?

It answers our handshake in 258 ms on average, which is faster than 56% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.