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MortgageExplained Data MCP Server

by co-mortgageexplained Your server? Claim it
answering

MortgageExplained Data is answering right now. Last checked 9 min ago. It exposes 1 tools.

Indicative UK lender criteria by borrower scenario, and Land Registry house prices by region.

Uptime history 6 days of history
6 days agonow
100.0%
Uptime 24h
91 of 91 checks
1
Tools
read from the server
171 ms
Response time
average over 24h
open, no key
Access
streamable-http

Nothing serious here today

Today is the operative word: we check MortgageExplained Data every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.

run in your terminal
claude mcp add mortgage-reference --transport http https://mortgageexplained.co.uk/mcp
Settings → Connectors → Add custom connector, then paste this address
https://mortgageexplained.co.uk/mcp
~/.codex/config.toml
[mcp_servers.mortgage-reference]
url = "https://mortgageexplained.co.uk/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "mortgage-reference": {
      "url": "https://mortgageexplained.co.uk/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "mortgage-reference": {
      "type": "http",
      "url": "https://mortgageexplained.co.uk/mcp"
    }
  }
}

Available tools 1

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

lender
search_lender_criteria
Search the indicative Lender Criteria Index by borrower scenario (e.g. 'self-employed', 'CCJ', 'contractor'). Returns how much of the market typically accepts it and a typical LTV band. Not a named lender's policy and not advice: speak to a regulated broker.

Endpoints

URLTransportStateLatencyChecked
https://mortgageexplained.co.uk/mcp streamable-http answering 175 ms 9 min ago

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MortgageExplained Data — questions

Answers built from our own checks of this server.

What can MortgageExplained Data do?
It exposes 1 tools, read directly from the server on our last check. Among them: search_lender_criteria. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is MortgageExplained Data working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 171 ms. The bar chart above shows every period we have measured.
How do I connect MortgageExplained Data?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does MortgageExplained Data need an API key?
No. MortgageExplained Data completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 1 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is MortgageExplained Data?
It answers our handshake in 171 ms on average, which is faster than 77% of all working MCP servers we measure. That puts it in the quick quarter of the ecosystem. The comparison comes from our own checks across the whole registry, every 15 minutes.