Bankruptcy Observer MCP Server

by bankruptcyobserver Your server? Claim it

answering

Bankruptcy Observer is answering right now. Last checked 11 min ago. It exposes 18 tools. Last commit 18 Sep 2026.

US business bankruptcy MCP: filings, dockets, documents, case summaries. Free tier + subscription.

Uptime history 47 days of history · worst day 97%

47 days agonow

96.7%

Uptime 24h

88 of 91 checks

Tools

read from the server

644 ms

Response time

average over 24h

Stars

last commit 18 Sep 2026

What changed 20

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 25 August 2026. No other catalogue keeps this.

18 Sep 2 tool descriptions were rewritten get_docket_entries_tool, get_recent_developments_tool

18 Sep a tool changed the parameters it asks for get_docket_entries_tool

15 Sep 2 tool descriptions were rewritten get_docket_entries_tool, refresh_docket_tool

30 Aug a tool description was rewritten get_docket_entries_tool

30 Aug a tool changed the parameters it asks for get_docket_entries_tool

30 Aug a tool changed version

25 Aug 12 tools changed the parameters they ask for add_monitored_case_tool, check_subscription_tool, get_cases_by_date_range_tool and 9 more

Bankruptcy Observer does not always answer

Over the last week it answered 98.8% of our checks. We check every 15 minutes, so you hear about the next outage within the hour — not from your users.

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 11 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add mcp --transport http https://mcp.bankruptcyobserver.com/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.mcp]
url = "https://mcp.bankruptcyobserver.com/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}

Available tools 18

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

cases

get_cases_by_date_range_tool

Cases filed in date range on dateFiled. Omitting both dates defaults to yesterday. Paid.

get_cases_by_industry_tool

Cases by industry label or key (Hotels, Retail, real-estate, etc.). Paid.

get_cases_by_naics_tool

Cases by NAICS (2-4 digits). Paid.

get_cases_by_state_tool

Cases by debtor state (2-letter). Paid.

case

get_case_by_case_number_tool

Look up case(s) by short case number (e.g. 26-10543). FREE for 7-digit format (limited fields, all courts). Paid: full + live_update + court filter.

get_case_by_ein_tool

Look up case by debtor EIN. Paid (full data + optional last filing date). live_update (subscribers) triggers one-time source refresh.

get_case_summary_tool

Plain-English structured summary of one case: debtor, chapter, court, case number, key dates (filed, plan confirmed, discharged, closed), asset/liability ranges, nature of business, judge, and AI-extracted case profile data when available. Pass simple_name (preferred, see list_monitored_cases_tool) or a 7-digit case_number. Subscribers only.

document

get_document_cost_tool

Preview the cost to download a court filing PDF. Identify the entry with docket_id (preferred) or simple_name + item_number (legacy connectors). Does not pull the document and does not charge. Same preview as get_document_tool when accept_charge/download is omitted. Confirm the cost with the user before download. Cost is $0 if already purchased, or if the PDF is already in our library and the plan has flagFreeLibrary. Free-page allowances (if any) come from plan limitDocuments and apply to billable pulls. Returns page_count, chargeable_pages, cost, plan_limit_documents, pages_used_this_period, free_pages_remaining, document_in_library, and already_owned.

get_document_tool

Court filing PDF. Identify the entry with docket_id (preferred) OR simple_name + item_number (legacy cached connectors). Step 1: cost preview — omit accept_charge/download or set false. Step 2: after user confirms, call with accept_charge:true or download:true to purchase and download (signed URL). Returns docket_id in the preview so follow-up calls can use the hash. Pulls from PACER when needed.

monitored

add_monitored_case_tool

Add a bankruptcy case to your BankruptcyObserver.com monitoring list so BKO checks the court hourly and updates the docket every business day. Pass simple_name or a 7-digit case_number (with court_state when needed). Subscribers only; respects your plan monitoring limit.

list_monitored_cases_tool

List the cases on your BankruptcyObserver.com monitoring list (case_id, simple_name, name, chapter, court, case number, dateFiled, last docket date). Use get_docket_entries_tool for docket_id values passed to get_document_tool. Requires your MCP token to be linked to your subscriber account. Subscribers only.

bankruptcy

search_bankruptcy_cases_tool

Search US business bankruptcy cases by debtor name. FREE (exact/prefix, no *): limited fields, no auth. Use *term for contains (paid). Optional court filter.

docket

get_docket_entries_tool

Docket entries for a case, ordered by itemNumber ascending. Each entry includes the full PACER itemText (never sliced) and docket_id — call get_document_tool with that docket_id (no accept_charge) for an inline cost preview, then again with accept_charge: true to download the PDF. Pass simple_name (preferred, see list_monitored_cases_tool) or short_case_number / case_number (e.g. 26-42901; use court_state to disambiguate). Optional docket_id, item_number, or item_from/item_to to fetch specific entries. Single Case plan: monitored cases only. limit max 50 (default 25); pass skip (or offset, or 1-based page) to walk past the first block. A page may contain fewer than limit entries so every caption stays complete for MCP clients. Response includes total, skip, limit, returned, and has_more. Optional live_update refreshes from court sources first. Subscribers only.

plans

list_plans_tool

List available BKO subscription plans (sourced from VwSubscriptions where service = BKO) with current pricing and agent tiers. No auth required.

purchase

purchase_plan_tool

Get Stripe checkout URL for a plan. No auth required. Pass plan_id (from list_plans_tool) and optional email.

recent

get_recent_developments_tool

What happened recently? Docket entries since a date (default: last 7 days) for one monitored case (simple_name) or ALL your monitored cases when simple_name is omitted. Newest first, with item numbers, dates, full itemText (never sliced), and counts. A page may contain fewer than limit entries so every caption stays complete. Subscribers only.

refresh

refresh_docket_tool

Request an immediate docket refresh from court sources for one case (slower; use when you need the latest filings now). Pass simple_name or case_number. Single Case plan: monitored cases only. Full Access: any case. Subscribers only.

subscription

check_subscription_tool

Check your MCP subscription status and remaining quota. Uses credentials from the request if api_key omitted.

Endpoints

URL	Transport	State	Latency	Checked
https://mcp.bankruptcyobserver.com/mcp	streamable-http	answering	635 ms	11 min ago

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Bankruptcy Observer — questions

Answers built from our own checks of this server.

What can Bankruptcy Observer do?

It exposes 18 tools, read directly from the server on our last check. Among them: add_monitored_case_tool, check_subscription_tool, get_case_by_case_number_tool, get_case_by_ein_tool, get_cases_by_date_range_tool, get_cases_by_industry_tool and 12 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

What is Bankruptcy Observer mostly used for?

Its tools cluster around cases, case and monitored. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.

Is Bankruptcy Observer working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 88 of 91 checks got a reply (96.7%), average response time 644 ms. The bar chart above shows every period we have measured.

How do I connect Bankruptcy Observer?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Bankruptcy Observer need an API key?

No. Bankruptcy Observer completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 18 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Bankruptcy Observer?

It answers our handshake in 644 ms on average, which is faster than 19% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Bankruptcy Observer open source?

We cannot say either way: written in Ruby and 0 stars on GitHub, but we could not determine the licence, and without one the code is not open source by default.