BackNine Life Insurance is answering right now. Last checked 9 min ago. It exposes 8 tools.
Compare life insurance quotes and start electronic applications with BackNine.
Uptime history
8 days of history
8 days agonow
100.0%
Uptime 24h
91 of 91 checks
8
Tools
read from the server
239 ms
Response time
average over 24h
open, no key
Access
streamable-http
Nothing serious here today
Today is the operative word: we check BackNine Life Insurance every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.
Connect this server
Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 9 min ago.
run in your terminal
claude mcp add life-insurance --transport http https://app.back9ins.com/api/v1/mcp/publicSettings → Connectors → Add custom connector, then paste this address
https://app.back9ins.com/api/v1/mcp/public~/.codex/config.toml
[mcp_servers.life-insurance]
url = "https://app.back9ins.com/api/v1/mcp/public".cursor/mcp.json
{
"mcpServers": {
"life-insurance": {
"url": "https://app.back9ins.com/api/v1/mcp/public"
}
}
}.vscode/mcp.json
{
"servers": {
"life-insurance": {
"type": "http",
"url": "https://app.back9ins.com/api/v1/mcp/public"
}
}
}Available tools 8
Read directly from the server with tools/list, grouped by what they act on.
If a tool disappears, we record the date.
life
create_life_eapp
Create an eApp from a quote_id returned by any public quote tool and return its private apply_link. Call only after the user selects that quote and explicitly asks to start an application. Retries for the same quote reuse the eApp. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
get_life_quote_requirements
Get required inputs for anonymous US life insurance and long-term-care quotes across enabled non-annuity product types, including product-specific inputs, solves, health labels, and rider filters. No name, email, phone, SSN, account, or existing application is needed.
update_life_eapp_insured
Update the primary or joint insured's name, email, phone, or supported rating inputs for the eApp created through public MCP. Requires its private application_token and explicit user confirmation. Rating changes invalidate the selected quote and require fresh quotes before selection. SSNs, payment data, medical answers, agent/domain overrides, and signed/submitted application edits are not accepted. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
update_life_eapp_quote
Select a quote returned by quote_life_eapp for that same application. Requires its private application_token, application-bound quote_id, and explicit user confirmation. Applies the selected rating inputs and quote, retains quote history, and returns the completion link. Rejects stale selections and locked/submitted applications. Give the user the private apply_link and explain that they must open it to continue in Quote & Apply, complete the remaining application steps, and sign where required. This MCP action does not complete or submit the application to a carrier or bind coverage.
quote
quote_final_expense
Get final-expense life insurance quotes, including small burial/funeral coverage. Supports the platform coverage range of $5,000 to $100,000,000, subject to carrier/product limits. No term duration. Uses monthly or annual payments and an explicit assumed health value. Each returned quote_id can be used with create_life_eapp after user selection.
quote_life_eapp
Get fresh non-annuity quotes for the eApp created through public MCP, using its saved rating inputs and optional scenario changes. Requires its private application_token. Does not change the application. Returned quote_id selections are bound to this application and its current revision.
quote_life_insurance
Quote all supported non-annuity products: term, non-med term, return-of-premium term, final expense (fex), UL, accumulation IUL (iul), protection IUL (piul), VUL where enabled/licensed, whole life, linked benefits, traditional LTC, and accidental death. Supports LTC/chronic illness riders on life products. Call get_life_quote_requirements first for enabled products and each product's schema/health labels. Use explicit user inputs. Returns consumer product details, comparison benefits, exam/application guidance, illustration values when available, and signed quote_id selections for create_life_eapp. Annuities are excluded.
quote_term_life
Get term-life quotes using explicit user-provided rating inputs. Results include consumer product details, benefit comparisons, and quote-based application guidance. Each result includes an opaque quote_id valid for 30 minutes. After the user selects a quote and requests an application, call create_life_eapp to get their application link. Never invent missing inputs or an underwriting class.
Endpoints
| URL | Transport | State | Latency | Checked |
|---|---|---|---|---|
| https://app.back9ins.com/api/v1/mcp/public | streamable-http | answering | 202 ms | 9 min ago |
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BackNine Life Insurance — questions
Answers built from our own checks of this server.
What can BackNine Life Insurance do?
It exposes 8 tools, read directly from the server on our last check. Among them: create_life_eapp, get_life_quote_requirements, quote_final_expense, quote_life_eapp, quote_life_insurance, quote_term_life and 2 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README.
How MCP servers expose tools in the first place →
What is BackNine Life Insurance mostly used for?
Its tools cluster around life and quote. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.
Is BackNine Life Insurance working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 239 ms. The bar chart above shows every period we have measured.
How do I connect BackNine Life Insurance?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does BackNine Life Insurance need an API key?
No. BackNine Life Insurance completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 8 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is BackNine Life Insurance?
It answers our handshake in 239 ms on average, which is faster than 69% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.