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American Default Research MCP Server

by americandefault Your server? Claim it
answering

American Default Research is answering right now. Last checked 5 min ago. It exposes 6 tools. Last commit 3 Nov 2026.

Read-only U.S. household-finance research: economic indicators, county scores, ADI and citations.

Uptime history 91 days of history · worst day 99%
91 days agonow
100.0%
Uptime 24h
91 of 91 checks
6
Tools
read from the server
204 ms
Response time
average over 24h
0
Stars
last commit 3 Nov 2026

What changed 6

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 1 November 2026. No other catalogue keeps this.

10 Nov a tool changed the parameters it asks for get_indicator
2 Nov a tool description was rewritten get_indicator
2 Nov a tool changed the parameters it asks for get_indicator
31 Oct 2 tool descriptions were rewritten get_adi_composite, get_county_scorecard
31 Oct a tool changed the parameters it asks for get_indicator

Nothing serious here today

Today is the operative word: we check American Default Research every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 5 min ago.

run in your terminal
claude mcp add research --transport http https://mcp.americandefault.org/mcp
Settings → Connectors → Add custom connector, then paste this address
https://mcp.americandefault.org/mcp
~/.codex/config.toml
[mcp_servers.research]
url = "https://mcp.americandefault.org/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "research": {
      "url": "https://mcp.americandefault.org/mcp"
    }
  }
}
.vscode/mcp.json
{
  "servers": {
    "research": {
      "type": "http",
      "url": "https://mcp.americandefault.org/mcp"
    }
  }
}

Available tools 6

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

indicator
get_indicator
Fetch a compact snapshot of an American Default economic indicator by slug. Returns latest value, unit, frequency, direction, pre-computed aggregates (period averages, extremes, sustained runs), editorial prose (when available), and canonical APA / MLA / Chicago / news-copy citations. Raw historical series is NOT included — use https://americandefault.org/api/indicators/{slug}.json for the full data. Slug examples: 'the-buffer' (personal savings rate), 'mortgage-delinquency-rate', 'initial-unemployment-claims-sa'.
get_indicator_v2
Fetch an explicitly versioned compact indicator snapshot. Returns the latest value and canonical citation plus `trend_suppressed` and `series_breaks` comparison-safety fields. Callers must pass `response_version='v2'`; unsupported versions fail closed. The legacy `get_indicator` tool remains pinned to its original v1 shape.
adi
get_adi_composite
Fetch the latest quarterly reading of the American Distress Index (ADI) composite. Returns the composite score (0-100), band (1-5) with its label, the composite's rank in its own published history (rank_in_history.reading: quote this beside the band label), the methodology reading of the inputs, and the five-domain breakdown (Delinquency, Default & Legal, Debt Burden, Labor, Safety Net & Buffer) with domain scores and member component percentiles. Updated quarterly.
county
get_county_scorecard
Fetch a county's County Distress Index (CDI) scorecard by 5-digit FIPS code. Returns the 0-100 score (the share of the other U.S. counties with a lower composite, rounded down; field composite_score), score label, national + state rank (national_rank_ordinal is filled only for the top and bottom 100, where the site prints it), 5-domain breakdown (Delinquency, Default & Legal, Debt Burden, Labor, Safety Net & Buffer), key findings, and pre-baked APA / MLA / Chicago / news-copy citations. Accepts 4-digit FIPS with implicit leading zero. 3,144 counties available.
cross
get_cross_correlations
Fetch statistically-validated leading/lagging relationships for an indicator. Source: the five-filter leading-indicator scanner (cross-correlation → first-differenced CCF → multi-crisis validation → Granger causality → out-of-sample validation). Returns two lists: `as_leader` (pairs where this indicator precedes its follower) and `as_follower` (pairs where another indicator precedes this one). Only fully-validated pairs are included — partial matches are not surfaced. Most of the 120 indicators return empty lists; only a handful of pairs clear the full gauntlet.
indicators
search_indicators
Search the 120-indicator registry by keyword. Returns ranked matches (up to `limit`, default 10, max 50) with slug, branded name, underlying name, category, and canonical URL. Scoring is substring+prefix over slug, branded_name, name, and category — e.g. query 'savings' returns both The Buffer (personal saving rate) and The Safety Net (emergency savings survey). Use this when you want to discover which slug corresponds to a concept before calling `get_indicator`.

Endpoints

URLTransportStateLatencyChecked
https://mcp.americandefault.org/mcp streamable-http answering 227 ms 5 min ago

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American Default Research — questions

Answers built from our own checks of this server.

What can American Default Research do?
It exposes 6 tools, read directly from the server on our last check. Among them: get_adi_composite, get_county_scorecard, get_cross_correlations, get_indicator, get_indicator_v2, search_indicators. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is American Default Research working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 204 ms. The bar chart above shows every period we have measured.
How do I connect American Default Research?
Copy the ready config from this page. We generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each in the form that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does American Default Research need an API key?
No. American Default Research completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 6 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is American Default Research?
It answers our handshake in 204 ms on average, which is faster than 66% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is American Default Research open source?
We cannot say either way: written in Python, 0 stars on GitHub and 1 open issue, but we could not determine the licence, and without one the code is not open source by default.