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thePaymentsNotes Ledger MCP Server

by alwaysarafath Your server? Claim it
answering

thePaymentsNotes Ledger is answering right now. Last checked 11 min ago. It exposes 5 tools.

Human-verified status of agentic-commerce protocols (x402, MPP, AP2, ACP). Free while on testnet.

Uptime history 21 hours of history
21 hours agonow
100.0%
Uptime 24h
79 of 79 checks
5
Tools
read from the server
419 ms
Response time
average over 24h
open, no key
Access
streamable-http

What changed 10

Every tool that appeared, vanished or quietly changed what it asks for. Recorded since 11 October 2026. No other catalogue keeps this.

11 Oct 5 tool descriptions were rewritten6 times that day check_agent_readiness, get_status, get_status_detail and 2 more
11 Oct a tool changed version3 times that day
11 Oct a tool appeared check_agent_readiness
and 3 more, back to 11 October 2026

Nothing serious here today

Today is the operative word: we check thePaymentsNotes Ledger every 15 minutes and re-read its code on every release. Watch it and you find out the day that stops being true.

Three servers free · no card

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 11 min ago.

run in your terminal
claude mcp add thepaymentsnotes-ledger --transport http https://tpn-gateway.alwaysarafath.workers.dev/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "thepaymentsnotes-ledger": {
      "url": "https://tpn-gateway.alwaysarafath.workers.dev/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.thepaymentsnotes-ledger]
url = "https://tpn-gateway.alwaysarafath.workers.dev/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "thepaymentsnotes-ledger": {
      "url": "https://tpn-gateway.alwaysarafath.workers.dev/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "thepaymentsnotes-ledger": {
      "url": "https://tpn-gateway.alwaysarafath.workers.dev/mcp"
    }
  }
}

Available tools 5

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

status
get_status
Free on testnet. Status of one Ledger row (protocol, platform, wallet or stablecoin) from the human-verified Ledger: headline, status, last verified date and ONE source URL. If the name is not in the Ledger: result="unknown" plus up to 3 did_you_mean names (never a guessed answer). Call list_protocols to see every name.
get_status_detail
Free on testnet (no payment, no wallet needed). Fuller answer for ONE Ledger row (protocol, platform, wallet or stablecoin): headline, status (authoritative), maturity (a plain-English stage derived from status, never contradicts it), steward, what_this_means (the detail after the headline, omitted if there is none), latest update date, verified date and up to 3 sources. Unknown names return result="unknown" with up to 3 did_you_mean names. Call list_protocols to see every name.
agent
check_agent_readiness
Free on testnet. Automated scan, not human-verified. Scan-only quick read of whether AI agents can discover and buy from a website. Returns the engine's report as-is: scanner_version, scan_id, report.score (scan-only), report.band (can be 'Partly assessed'), report.coverage, report.summary, report.confidence, report.can_agents_buy, report.who_eats_the_loss (needs the 5 answers, so not assessed here), report.archetype ('unclassified' if not classified), report.rows (with unknown_reason), report.gaps, 3 report.actions, report.ledger (related Ledger entries), checks, evidence, findings, and scan_interrupted.reason (timeout|blocked|dns_tls|robots_disallowed|refused|http_error) when the scan could not finish. Input: a bare domain (e.g. "yourstore.com"). It reads public pages only; it is NOT a certification, audit or legal advice. Open questions only the business can answer come back with a link to https://thepaymentsnotes.com/readiness. Limits: 3 scans per caller per day and 50 per day overall, shared with the website; results are cached for 24h.
protocols
list_protocols
Free on testnet. Every row in the human-verified Ledger (protocols, platforms, wallets, stablecoins): name, short names/aliases and status only. Use a name from here with get_status or get_status_detail.
whats
whats_new
Free on testnet. Recent verified Ledger changes since a date (last 30 days, max 5 items): headline, status, date, one source.

Endpoints

URLTransportStateLatencyChecked
https://tpn-gateway.alwaysarafath.workers.dev/mcp streamable-http answering 204 ms 11 min ago

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thePaymentsNotes Ledger — questions

Answers built from our own checks of this server.

What can thePaymentsNotes Ledger do?
It exposes 5 tools, read directly from the server on our last check. Among them: check_agent_readiness, get_status, get_status_detail, list_protocols, whats_new. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is thePaymentsNotes Ledger working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 79 of 79 checks got a reply (100.0%), average response time 419 ms. The bar chart above shows every period we have measured.
How do I connect thePaymentsNotes Ledger?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does thePaymentsNotes Ledger need an API key?
No. thePaymentsNotes Ledger completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 5 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is thePaymentsNotes Ledger?
It answers our handshake in 419 ms on average, which is faster than 33% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.