mcpbeat

Financial Analysis

cosmicstack-labs/financial-analysis

Ratio analysis, cash flow, ROI, break-even, forecasting, and financial storytelling

452 tokens
context cost
the whole folder, loaded on every use
1
files
instructions only
0
copies elsewhere
how many repositories repackaged it
365
stars on the repo
on the repository, not the skill itself

Install

one command, takes just this skill from the repository 
npx skills add https://github.com/cosmicstack-labs/mercury-agent-skills --skill financial-analysis

The instruction itself

8 sections, as written by the author

Financial Analysis

Analyze financial statements and business health.

Key Ratios

Profitability

| Ratio | Formula | Healthy |

|-------|---------|---------|

| Gross Margin | (Revenue - COGS) / Revenue | >50% typical |

| Operating Margin | Operating Income / Revenue | >15% |

| Net Margin | Net Income / Revenue | >10% |

| ROE | Net Income / Shareholder Equity | >15% |

| ROA | Net Income / Total Assets | >5% |

Liquidity

| Ratio | Formula | Healthy |

|-------|---------|---------|

| Current | Current Assets / Current Liabilities | >1.5 |

| Quick | (Current Assets - Inventory) / Current Liabilities | >1.0 |

| Cash | Cash & Equivalents / Current Liabilities | >0.5 |

Efficiency

| Ratio | Formula | Healthy |

|-------|---------|---------|

| Asset Turnover | Revenue / Total Assets | Industry-specific |

| Inventory Turnover | COGS / Avg Inventory | Higher is better |

| DSO | (AR / Revenue) × 365 | <45 days |

Cash Flow Analysis

  • Operating CF should be positive and growing
  • Investing CF negative = investing in growth
  • Financing CF reveals debt/equity strategy
  • Free Cash Flow = Operating CF - CapEx

Break-Even Analysis

Break-Even Units = Fixed Costs / (Selling Price - Variable Cost)
Break-Even Revenue = Break-Even Units × Selling Price

Financial Storytelling

  • Start with the headline (the "so what")
  • Use trends, not snapshots (3-5 year view)
  • Compare to benchmarks (industry, historical, budget)
  • Highlight leading indicators, not just lagging
  • Include risk factors and assumptions

How to use it

Copy the folder

Take cosmicstack-labs/financial-analysis from the repository into ~/.claude/skills for personal use, or into .claude/skills inside a project.

Check the name does not clash

The agent identifies a skill by the name field in its header. Two skills with the same name cannot sit side by side — one of them will be ignored.