Gocardless MCP Server

io.usefulapi/gocardless

not responding

Gocardless is listed as active in the registry but did not answer our last check. It exposes 15 tools. Last commit 1 Aug 2026.

Query GoCardless: customers, mandates, payments, subscriptions, payouts, refunds, events.

Uptime history 39 hours of history · worst hour 0%

39 hours agonow

29.7%

Uptime 24h

27 of 91 checks

Tools

read from the server

173 ms

Response time

average over 24h

Stars

last commit 1 Aug 2026

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 12 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add gocardless --transport http https://gocardless.usefulapi.io/mcp

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "gocardless": {
      "url": "https://gocardless.usefulapi.io/mcp"
    }
  }
}

~/.codex/config.toml

[mcp_servers.gocardless]
url = "https://gocardless.usefulapi.io/mcp"

.cursor/mcp.json

{
  "mcpServers": {
    "gocardless": {
      "url": "https://gocardless.usefulapi.io/mcp"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "gocardless": {
      "url": "https://gocardless.usefulapi.io/mcp"
    }
  }
}

Available tools 15

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

gocardless

gocardless_create_customer

Creates a customer record in GoCardless. Contact details only — no bank account, MOVES NO MONEY. GoCardless: POST /customers (body wrapped as { customers: {...} }).

gocardless_get_customer

Retrieve a single customer by id. Read-only. GoCardless: GET /customers/{id}.

gocardless_get_mandate

Retrieve a single mandate by id. Read-only. GoCardless: GET /mandates/{id}.

gocardless_get_payment

Retrieve a single payment by id. Read-only. GoCardless: GET /payments/{id}.

gocardless_get_payout

Retrieve a single payout by id. Read-only. GoCardless: GET /payouts/{id}.

gocardless_get_subscription

Retrieve a single subscription by id. Read-only. GoCardless: GET /subscriptions/{id}.

gocardless_list_creditors

List creditors (your merchant accounts that receive payouts). Read-only. GoCardless: GET /creditors.

gocardless_list_customer_bank_accounts

List customer bank accounts (account details are masked by GoCardless). Read-only. GoCardless: GET /customer_bank_accounts.

gocardless_list_customers

List customers (payers) with cursor pagination. Read-only observability. GoCardless: GET /customers.

gocardless_list_events

List events — the audit / webhook event log (payment confirmed, mandate cancelled, etc.). Read-only. GoCardless: GET /events.

gocardless_list_mandates

List mandates (a mandate = a customer's authorization to debit their bank account). Read-only. GoCardless: GET /mandates.

gocardless_list_payments

List payments (READ ONLY — this server never creates or modifies payments). GoCardless: GET /payments.

gocardless_list_payouts

List payouts (funds GoCardless sends to your bank account). Read-only. GoCardless: GET /payouts.

gocardless_list_refunds

List refunds (READ ONLY — this server never creates refunds). GoCardless: GET /refunds.

gocardless_list_subscriptions

List subscriptions (recurring payment schedules). Read-only. GoCardless: GET /subscriptions.

Endpoints

URL	Transport	State	Latency	Checked
https://gocardless.usefulapi.io/mcp	streamable-http	answering	45 ms	12 min ago

Gocardless — questions

Answers built from our own checks of this server.

What can Gocardless do?

It exposes 15 tools, read directly from the server on our last check. Among them: gocardless_create_customer, gocardless_get_customer, gocardless_get_mandate, gocardless_get_payment, gocardless_get_payout, gocardless_get_subscription and 9 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Gocardless working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 27 of 91 checks got a reply (29.7%), average response time 173 ms. The bar chart above shows every period we have measured.

The registry lists Gocardless as active — why does it not respond?

The official MCP registry stores what the author submitted; it does not verify that the server still runs. We check the endpoint ourselves, and this one does not answer. Catalogues that copy the registry without checking will show it as working.

How do I connect Gocardless?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Gocardless need an API key?

No. Gocardless completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 15 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Gocardless?

It answers our handshake in 173 ms on average, which is faster than 68% of all working MCP servers we measure. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Gocardless open source?

Yes — it is published under the MIT licence, written in JavaScript and 0 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.