mcpbeat

HMDA Mortgage Data MCP Server

com.olyport/hmda
answering

HMDA Mortgage Data is answering right now. Last checked 14 min ago. It exposes 4 tools.

Home mortgage lending patterns, denial rates, and fair lending data

Uptime history 41 hours of history
41 hours agonow
100.0%
Uptime 24h
91 of 91 checks
4
Tools
read from the server
536 ms
Response time
average over 24h
open, no key
Access
streamable-http

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 14 min ago.

run in your terminal
claude mcp add hmda --transport http https://mcp.olyport.com/hmda/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "hmda": {
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.hmda]
url = "https://mcp.olyport.com/hmda/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "hmda": {
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "hmda": {
      "url": "https://mcp.olyport.com/hmda/mcp"
    }
  }
}

Available tools 4

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

aggregate
get_aggregate_stats
Get aggregate mortgage lending statistics for a geographic area. Returns summary statistics including total applications, originations, denials, and loan amounts. Useful for understanding overall lending activity in a state or county. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
denial
get_denial_reasons
Get mortgage denial reasons breakdown for a geographic area. Returns the distribution of denial reasons for mortgage applications that were denied. Useful for identifying barriers to homeownership in specific communities. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
lending
get_lending_by_race
Get mortgage lending patterns disaggregated by race and ethnicity. Returns mortgage origination and denial data broken down by the race/ethnicity of the applicant. Useful for fair lending analysis and identifying disparities in mortgage access. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified.
mortgage
get_mortgage_data
Get Home Mortgage Disclosure Act (HMDA) loan-level data. Returns mortgage application and origination records reported by financial institutions under HMDA. At least one geographic filter (state or county_fips) is recommended to limit results. Args: state: Two-letter US state abbreviation (e.g. 'CA', 'TX'). county_fips: Five-digit county FIPS code (e.g. '06037' for LA County). year: Data year (e.g. 2022). Defaults to 2022 if not specified. action_taken: Loan action code: '1' (originated), '2' (approved not accepted), '3' (denied), '4' (withdrawn), '5' (incomplete). loan_type: Loan type code: '1' (conventional), '2' (FHA-insured), '3' (VA-guaranteed), '4' (USDA/RHS). limit: Maximum number of records to return (default 100, max 1000).

Endpoints

URLTransportStateLatencyChecked
https://mcp.olyport.com/hmda/mcp streamable-http answering 519 ms 14 min ago

HMDA Mortgage Data — questions

Answers built from our own checks of this server.

What can HMDA Mortgage Data do?
It exposes 4 tools, read directly from the server on our last check. Among them: get_aggregate_stats, get_denial_reasons, get_lending_by_race, get_mortgage_data. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
Is HMDA Mortgage Data working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 536 ms. The bar chart above shows every period we have measured.
How do I connect HMDA Mortgage Data?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does HMDA Mortgage Data need an API key?
No. HMDA Mortgage Data completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 4 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is HMDA Mortgage Data?
It answers our handshake in 536 ms on average, which is faster than 20% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.