Wise MCP Server

io.github.mcp-dir/wise-mcp

answering

Wise is answering right now. Last checked moments ago. It exposes 12 tools. Last commit 11 Jun 2026.

Wise (https://wise.com) MCP, multi-currency account access via Personal Token + SCA key. Reads profi

Uptime history 40 hours of history · worst hour 67%

40 hours agonow

98.9%

Uptime 24h

91 of 92 checks

Tools

read from the server

688 ms

Response time

average over 24h

Stars

last commit 11 Jun 2026

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 0 min ago.

Claude Code Claude Desktop Codex Cursor VS Code

run in your terminal

claude mcp add wise-mcp --transport http https://api.mcp.ai/p_wise

~/Library/Application Support/Claude/claude_desktop_config.json

{
  "mcpServers": {
    "wise-mcp": {
      "url": "https://api.mcp.ai/p_wise"
    }
  }
}

~/.codex/config.toml

[mcp_servers.wise-mcp]
url = "https://api.mcp.ai/p_wise"

.cursor/mcp.json

{
  "mcpServers": {
    "wise-mcp": {
      "url": "https://api.mcp.ai/p_wise"
    }
  }
}

.vscode/mcp.json

{
  "mcpServers": {
    "wise-mcp": {
      "url": "https://api.mcp.ai/p_wise"
    }
  }
}

Available tools 12

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

wise

wise_get_balance_statement

Extrato completo de um balance (uma moeda) num período: deposits, withdrawals, conversions, fees, INTEREST e — crucialmente — CARD_TRANSACTION (compras com o cartão de débito Wise). Este é o ÚNICO endpoint da Wise que expõe transações de cartão; é a razão de existir deste MCP (o conector Wise da Pluggy/Open Finance brasileiro NÃO inclui card events). Janela máxima 469 dias. SCA-protegido (o Worker assina via private.pem internamente). Bulk support: accepts profile_ids, balance_ids for batched execution.

wise_get_card_transaction

Detalhe de uma transação de cartão Wise. `token` é o id que apareceu como CARD_PAYMENT em wise_list_activities ou em creditCardMetadata em wise_get_balance_statement.

wise_list_activities

Feed unificado de atividades do profile, mais recente primeiro. Cada item tem type (TRANSFER, CARD_PAYMENT, INTEREST, EXCHANGE, BALANCE_DEPOSIT, …). SCA-protegido. Bulk support: accepts profile_ids for batched execution.

wise_list_balances

Lista os saldos multi-moeda de um profile. Cada balance tem um `id` que é usado em wise_get_balance_statement. Default STANDARD; passe 'SAVINGS' pra jars/pots. Bulk support: accepts profile_ids for batched execution.

wise_list_profiles

Chama a Wise API /v2/profiles e retorna todos os profiles que o Personal Token enxerga (PERSONAL/BUSINESS). Use pra confirmar o profile_id antes de outras tools.

wise_list_transfers

Lista transferências (P2P sends + receives) do profile. Filtre por status (CSV de estados como 'incoming_payment_waiting,outgoing_payment_sent'), moeda, datas. SCA-protegido. Bulk support: accepts profile_ids for batched execution.

authenticate

authenticate

MCP.AI for IDE agents (Cursor, etc.): log in in the browser, copy the access token. Best: add it to this server's config as a header `Authorization: Bearer <token>` for a permanent, non-expiring connection. Or paste it here for a session-only login: call with { token: "<jwt>" } after the user pastes, or with no args to get the link.

connect

connect

Returns connection status and URLs. When all providers are connected, returns authenticated:true and empty pending[]. When credentials are missing, returns connect_url for the toolkit and per-install URLs.

marketplace

marketplace

The official mcp.ai marketplace — the in-platform catalog of every MCP/tool, AND the way to run them. Covers capability requests like "find an MCP that does X", "consulta um CPF", "is there a tool for Y". Core flow: action=search discovers MCPs by intent → describe returns one MCP's full profile (every tool with its id + params, pricing, auth) so you pick the right tool_id → invoke RUNS that tool. KEY: invoke works even when the MCP is NOT installed — it runs the tool pontualmente (one-off), without adding the MCP to the toolkit and without bloating the tool list. If the MCP needs a credential/login, invoke returns a connect link; if it is paid and the wallet is empty, invoke returns a checkout/top-up link (the user opens it, then you retry). Use install only to make an MCP PERMANENT in the active toolkit (its tools then show up natively in future sessions); prefer invoke for a single/occasional use. list_tools lists what is callable right now. subscribe/cancel handle per-MCP billing; report_bug sends feedback; request_mcp asks us to build a NEW MCP when nothing fits. Search/describe flag installed_in_toolkit vs installed_in_workspace. Writes (install/uninstall/subscribe/cancel and the one-off install behind invoke) require workspace owner/admin.

report

report_bug

Report a bug, missing feature, or send feedback. Include the conversation array with recent messages for reproduction.

show

show_version

Show the current MCP platform and adapter versions.

toolkit

toolkit_info

Returns the current toolkit state: installed MCPs, their connection status, and how many catalog tools each exposes.

Endpoints

URL	Transport	State	Latency	Checked
https://api.mcp.ai/p_wise	streamable-http	answering	636 ms	0 min ago

Wise — questions

Answers built from our own checks of this server.

What can Wise do?

It exposes 12 tools, read directly from the server on our last check. Among them: authenticate, connect, marketplace, report_bug, show_version, toolkit_info and 6 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →

Is Wise working right now?

We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 92 checks got a reply (98.9%), average response time 688 ms. The bar chart above shows every period we have measured.

How do I connect Wise?

Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.

Does Wise need an API key?

No. Wise completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 12 of them are readable on this page. This is what we observed, not what the docs claim.

How fast is Wise?

It answers our handshake in 688 ms on average, which is faster than 12% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.

Is Wise open source?

Yes — it is published under the MIT licence and 0 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.