mcpbeat

Bankruptcy Observer MCP Server

com.bankruptcyobserver/mcp
answering

Bankruptcy Observer is answering right now. Last checked 10 min ago. It exposes 18 tools. Last commit 20 Jul 2026.

US business bankruptcy MCP: filings, dockets, documents, case summaries. Free tier + subscription.

Uptime history 41 hours of history
41 hours agonow
100.0%
Uptime 24h
91 of 91 checks
18
Tools
read from the server
806 ms
Response time
average over 24h
0
Stars
last commit 20 Jul 2026

Connect this server

Endpoint below is the one we actually reach during checks — not the one copied from a README. Last verified 10 min ago.

run in your terminal
claude mcp add mcp --transport http https://mcp.bankruptcyobserver.com/mcp
~/Library/Application Support/Claude/claude_desktop_config.json
{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}
~/.codex/config.toml
[mcp_servers.mcp]
url = "https://mcp.bankruptcyobserver.com/mcp"
.cursor/mcp.json
{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}
.vscode/mcp.json
{
  "mcpServers": {
    "mcp": {
      "url": "https://mcp.bankruptcyobserver.com/mcp"
    }
  }
}

Available tools 18

Read directly from the server with tools/list, grouped by what they act on. If a tool disappears, we record the date.

cases
get_cases_by_date_range_tool
Cases filed in date range on dateFiled. Omitting both dates defaults to yesterday. Paid.
get_cases_by_industry_tool
Cases by industry label or key (Hotels, Retail, real-estate, etc.). Paid.
get_cases_by_naics_tool
Cases by NAICS (2-4 digits). Paid.
get_cases_by_state_tool
Cases by debtor state (2-letter). Paid.
case
get_case_by_case_number_tool
Look up case(s) by short case number (e.g. 26-10543). FREE for 7-digit format (limited fields, all courts). Paid: full + live_update + court filter.
get_case_by_ein_tool
Look up case by debtor EIN. Paid (full data + optional last filing date). live_update (subscribers) triggers one-time source refresh.
get_case_summary_tool
Plain-English structured summary of one case: debtor, chapter, court, case number, key dates (filed, plan confirmed, discharged, closed), asset/liability ranges, nature of business, judge, and AI-extracted case profile data when available. Pass simple_name (preferred, see list_monitored_cases_tool) or a 7-digit case_number. Subscribers only.
document
get_document_cost_tool
Preview the cost to download a court filing PDF. Identify the entry with docket_id (preferred) or simple_name + item_number (legacy connectors). Does not pull the document and does not charge. Same preview as get_document_tool when accept_charge/download is omitted. Confirm the cost with the user before download. Cost is $0 if already purchased, or if the PDF is already in our library and the plan has flagFreeLibrary. Free-page allowances (if any) come from plan limitDocuments and apply to billable pulls. Returns page_count, chargeable_pages, cost, plan_limit_documents, pages_used_this_period, free_pages_remaining, document_in_library, and already_owned.
get_document_tool
Court filing PDF. Identify the entry with docket_id (preferred) OR simple_name + item_number (legacy cached connectors). Step 1: cost preview — omit accept_charge/download or set false. Step 2: after user confirms, call with accept_charge:true or download:true to purchase and download (signed URL). Returns docket_id in the preview so follow-up calls can use the hash. Pulls from PACER when needed.
monitored
add_monitored_case_tool
Add a bankruptcy case to your BankruptcyObserver.com monitoring list so BKO checks the court hourly and updates the docket every business day. Pass simple_name or a 7-digit case_number (with court_state when needed). Subscribers only; respects your plan monitoring limit.
list_monitored_cases_tool
List the cases on your BankruptcyObserver.com monitoring list (case_id, simple_name, name, chapter, court, case number, dateFiled, last docket date). Use get_docket_entries_tool for docket_id values passed to get_document_tool. Requires your MCP token to be linked to your subscriber account. Subscribers only.
bankruptcy
search_bankruptcy_cases_tool
Search US business bankruptcy cases by debtor name. FREE (exact/prefix, no *): limited fields, no auth. Use *term for contains (paid). Optional court filter.
docket
get_docket_entries_tool
Docket entries for a case. Each entry includes docket_id — call get_document_tool with that docket_id (no accept_charge) for an inline cost preview, then again with accept_charge: true to download the PDF. Pass simple_name (preferred, see list_monitored_cases_tool) or short_case_number / case_number (e.g. 26-42901; use court_state to disambiguate). Single-Case Agent: monitored cases only. Set limit up to 50 for more entries (default 25). Optional live_update refreshes from court sources first. Subscribers only.
plans
list_plans_tool
List available BKO subscription plans (sourced from VwSubscriptions where service = BKO) with current pricing and agent tiers. No auth required.
purchase
purchase_plan_tool
Get Stripe checkout URL for a plan. No auth required. Pass plan_id (from list_plans_tool) and optional email.
recent
get_recent_developments_tool
What happened recently? Docket entries since a date (default: last 7 days) for one monitored case (simple_name) or ALL your monitored cases when simple_name is omitted. Newest first, with item numbers, dates, text, and counts. Subscribers only.
refresh
refresh_docket_tool
Request an immediate docket refresh from court sources for one case (slower; use when you need the latest filings now). Pass simple_name or case_number. Single-Case Agent: monitored cases only. Full Access: any case. Subscribers only.
subscription
check_subscription_tool
Check your MCP subscription status and remaining quota. Uses credentials from the request if api_key omitted.

Endpoints

URLTransportStateLatencyChecked
https://mcp.bankruptcyobserver.com/mcp streamable-http answering 765 ms 10 min ago

Bankruptcy Observer — questions

Answers built from our own checks of this server.

What can Bankruptcy Observer do?
It exposes 18 tools, read directly from the server on our last check. Among them: add_monitored_case_tool, check_subscription_tool, get_case_by_case_number_tool, get_case_by_ein_tool, get_cases_by_date_range_tool, get_cases_by_industry_tool and 12 more. The full list with descriptions is on this page — we take it from the server itself via tools/list, not from a README. How MCP servers expose tools in the first place →
What is Bankruptcy Observer mostly used for?
Its tools cluster around cases, case and document. That is what this server is built to work with — the grouping comes from the actual tool names, not from a category we assigned.
Is Bankruptcy Observer working right now?
We send a real MCP handshake every 15 minutes. Over the last 24 hours 91 of 91 checks got a reply (100.0%), average response time 806 ms. The bar chart above shows every period we have measured.
How do I connect Bankruptcy Observer?
Copy the ready config from this page — we generate it for Claude Code, Claude Desktop, Codex, Cursor and VS Code, each with the file path that client actually reads. It is a remote server, so there is nothing to install — the client connects to the address.
Does Bankruptcy Observer need an API key?
No. Bankruptcy Observer completed a full MCP handshake with us as an anonymous client and listed its tools without asking for anything. All 18 of them are readable on this page. This is what we observed, not what the docs claim.
How fast is Bankruptcy Observer?
It answers our handshake in 806 ms on average, which is faster than 9% of all working MCP servers we measure. That is on the slow side — worth knowing if the tool sits inside an interactive loop. The comparison comes from our own checks across the whole registry, every 15 minutes.
Is Bankruptcy Observer open source?
Yes — written in Ruby and 0 stars on GitHub. The source link is on this page, so you can read exactly what it does with your data before you connect it.